Do your parents want that? It's really something you should be asking them, not us. We don't know you or your parents.

Not everyone has a good relationship with their parents, has parents who are still here, and can find high earning gainful employment in the same area as where their parents live, etc etc etc. LOTS of varying factors.

What fucking companies are people working at where they jump from 180k to 250k just by hanging out. I’ve never gotten more than a 10k raise without switching to a new company

Copy success it leaves clues.  I got semi rich at 20 copying others who were making tons of money in a  growth market.  I started again 3 years later and then built a second company too hit 8 figures for a couple of years before I had to sell cause billion dollar companies made me unviable.

I have no interest in a business unless I see someone viable making tons of cash with that exact business model already.  Just follow success replicate. 

There were companies that saw whatever worked in USA in tech boom and did the same company in their EU country before the big USA came to take their market share and ended up selling to the big USA companies same idea copy success.

I know people making $50-80k a month in ai right now and others making $15k a month making ai art images on their computers.  You copy who is successful and you’ll also find success.  For instance all these character.ai type websites popped up.  One was getting 8 million visits a day someone copied them added spicy content 🌶️ now they have a couple of million users.  Making $100,000’s a month. 

Copy success it’s a cheat code.

Being able to stay at your parents that long is a blessing you should be thankful for, not just a given that should be expected of them to do. 

I stayed at home until I was able to buy my own house. Not paying rent in those years helped me immensely and I will always be grateful for the opportunity to save that they gave me

All times highs can become the cheap prices in 5-10 years, especially in the US tech sector. I lost track of how many times in the early 2010s someone told me they weren't investing in big tech or sp500 because it's "too high".

Inflation will continue to permanently increase all asset classes to "all-time highs".

You just have to make sure the ones you invest in have returns that exceed inflation.

I would not give up that clearance. It’s way easier to get a job with a clearance since the applicant pool is smaller

Per diem means per day. So can you clarify the 2500 per day?

Terraform, meetings, architecture, debugging networks. Rarely scripting

That's what we call scope creep. When scope creeps, timelines must be adjusted (always farther out).  If they can't live with an extended timeline, then something else has to be chopped to hit the target dates, if they can't chop anything, then the timeline has to be pushed out. There's simply no way around it.

Follow the FIRE flowchart, it's invaluable.

r/financialindependence/comments/16xymii/fire_flow_chart_version_43/

When you wonder what to invest in, check https://www.bogleheads.org/wiki/Three-fund_portfolio

There's also a wealth of information here: r/personalfinance/wiki - you'll notice an overlap between the FIRE spreadsheet and the info on the pf wiki. There's a reason for this. 

If at your age someone had given me those links, I'd have long since retired a multi millionaire.

For a bonus if you like books, check out 'The Simple Path to Wealth'

tl;dr don't listen to people, you need to learn the basics of financial literacy so you can answer your own questions and more importantly evaluate if advice you're getting is BS or not.

Haha yes, just tried Suna v4! Pretty cool stuff.

**That here are some of my favorite AI crazy tools**

1. **Cursor/Github Copilot**: Helps me and my team write code faster using AI 
2. **V0 by Vercel:** Helps us generate UI/UX for MVPs using AI 
3. **ChatGPT/Perplexity:** Obvious, but I use it daily for brainstorming and what not 
4. **EnbotAI:** AI agent for lead gen and customer support
5. **Frizerly**: Helps us automate SEO blogs for our website using AI 
6. **Playground:** Generates graphic designs using AI 
7. **Retell:** Helps you create AI receptionists, call agents!

- Terraform/Pulumi/Cloudformation 

- Learning various applications that we need to run such as keycloak and guacamole

- Designing network environments and system architecture

- Pushing back on the technical ideas brought by non-technical stakeholders

- Designing ancillary systems that we need, such as our CICD pipelines and infrastructure  

- Designing and implementing our security components such as IAM, security groups, etc

- Troubleshooting applications, operating systems, networking, and permissions issues 

- Diagramming and documenting the systems for technical and non-technical audiences

- Delegating work to junior members

- Working with the application team(s) to get them and their applications up and running

- Meetings

Do we do development? Sometimes. Depends on the employer, team, and need.

Is it networking heavy? Always. You can't walk up to a failing server and troubleshoot it using the local keyboard and monitor. Cloud takes nearly everything that you can do with a machine and places the internet in the way. A backhoe operator 1,000 miles away not having enough coffee before going to work is now thing that can impact me.

Before I got promoted to architect, I was making $197,000/year.

ETA: FinOps. Always doing FinOps. "Money isn't an object" doesn't last through more than a handful of billing cycles.

ETA2: If you have questions for me, don't send me a DM. Comment here where other people can benefit from the exchange.

1. Communicate ASAP
2. See if there's a way to cut scope and still provide an acceptable feature
3. See if there's a way to provide a partial feature that is acceptable and can be finished later
4. Reassess and reprioritize upcoming work to see where we can fit the feature
5. Etc

If you clearly communicated the complication as soon as you were aware and managed expectations around extended timelines you're probably OK. Your manager might have been annoyed because he's being pressured on the feature delivery by upper or any number of other reasons unrelated to you

I don't know if it falls into the 'crazy' category, but the one that surprised us is Ideogram. It creates images at great quality (pretty similar to MidJourney) and can do something most AI image generators struggle with: writing words.

It's even decent at creating logos. For instance, if you ask for a Salesforce logo (just as an example), it does a pretty good job, and you can place it in different contexts or on various objects. The downside is that lately, you often have to wait a few minutes to use it due to heavy traffic.

AI creating human's voiceovers, pretty scary

My team have just launched a simple product that I think would be perfect for you: [https://letsjelly.com](https://letsjelly.com)

It's a simple shared inbox that's specifically designed to avoid stepping on toes and be affordable for small teams. (We don't charge per-seat like most other tools!)

We're also just getting started so we are offering discounts for people who talk to us so we can understand their needs better too.

Hey, congrats on the new agency. I’ve been there. Managing shared inboxes is a real headache. My team started using Gmail's delegation feature. Basically, my team and I have access to the same inbox without confusing anyone. And nothing beats free

I'm tired of this problem not getting the attention it deserves.  This unspoken silence, is why a guy like Trump win. My company shrunk from 950 US workers to some 300 US workers, with only offshore teams growing. I really hope in this really slim labor market, competition likr h1b & outsourcing is discussed and solved as a real problem like a union, without treating it as a stigma to grand stand your liberal values. 

Mathematically, jobs are a limited resource, and should be shared on a careful basis. We shared in the past, and hopefully will share in the future. But it's time in the current climate we pay attention to our own graduates. Please bring this issue up with your representatives. Puck up the phone and call your congressmen.

Outsourcing - The bad word no uses so as to not get caught in the stigma 

Hi everyone, I have my bachelors and have graduate credits under my belt, yet I make less than 60K in a HCOL and I am being killed from the stress of my job. I continually stay til 7-8pm in the office and the stress and paycheck is killing me.

For context, I’m a learning and development specialist at a nonprofit.

So what’s the secret sauce, Reddit? Who has a six figure job whose related stress and responsibilities isn’t giving them a stomach ulcer? I can’t do this much longer. Thank you to everyone in advance for reading this.

Redditors who make +$100K and aren’t being killed by stressed, what do you do for a living?

so I recently used an out-of-network ATM at a random convenience store in my area. Not the smartest choice, but I needed cash, and it was the closest ATM to me. I withdrew $200, but the ATM never gave me the cash, even though the money was deducted from my checking account. I went to the store worker, showed him my receipt, and explained that the ATM didn’t dispense my cash. I asked if he could give me the money from the register, but he said he couldn’t do that. He looked at the ATM and mentioned it might be out of order, but he wasn’t sure. When I asked how I could get my money back, he said he had no idea and gave me a phone number to call. I’ve tried calling the number, but I haven’t been able to reach anyone. The ATM didn’t have an “out of order” sign and seemed to be working normally, so I’m really confused about why this happened. How can I go about getting my money back?



ATM didn’t give me my cash 

First time in my life making 10k a month, I know this is nothing crazy but it is for me. At 21 I decided engineering was not for me, left after 3 years into the program despite every one around me being against it, even my parents. I was truly lost at that moment in my life, it was easily the worst period. I started where most of us start I assume, searching on Google and YouTube “how to make money” 😂😂. Almost one year later, I now have 2 businesses (1 that I started while studying) and just did over 10k profit last month. My life changed so much this last year, I am thankful for everything and so happy that I did the right move by believing in myself despite what I was being told by others. If you have a dream, believe in yourself, make plans, get knowledge and stick to it! The internet is an amazing place, seing others succeed made me realize that we can accomplish so much, sometimes being stuck in an environment makes us blind to what can be done. 😁

Didn’t know this post would get this much attention, but wanted to add that when I started I didn’t even know how to do business or how anything worked apart from math and stuff related to my degree😂. I started with podcast / YouTube and books. I ve been reading 2h everyday since I left university and replaced music with podcasts all related to money/business/life topics. This had made the biggest shift in my mentality / knowledge. 

First 10k month

I’ve been through everything traumatic that you can imagine in a workplace and I’ve made some mistakes too

I’ve been fired twice

I’ve quit jobs without notice

I’ve created job gaps

My future employers would say that I’m ineligible for rehire

I have totally botched up what should have been my career and just ended up in a bunch of random low paying jobs

I’m now nearing 35 and have no money or anything to show for it

I have made a lot of mistakes and I also experienced a mental health crisis due to workplace trauma and severe stress which resulted in psychosis

I am thinking that at this point - it’s probably best to be self employed by learning a few trades and offering services

I cannot fathom the idea of any employer taking me seriously since I have no references either

How do I move forward?

I unknowingly got one of those worthless degrees.  I’m now in my 30s and don’t have a career or even stable employment.  How do I move forward?

Any time I'm curious and check what's going on over the pond, it seems salaries are often half (or less than half) the amount as they are in the US.

Are there any companies that actually come close? What fields?

Are salaries in Europe really that low?

Let me explain.

Having worked for around 10 years in tech (small organizations, mid-sized products, and large consultancies) — with about 3 of those years as a lead developer — I’ve observed an interesting pattern: the higher the role, the more “random” the person in that role often seems to be (of course from my subjective view)

Don’t get me wrong — sometimes, there are truly great people in these positions. But, for example, before COVID, I witnessed someone who had spent only 6 months in a lead position in our product jump straight to an Engineering Manager role at one of the FAANG companies. Within just 3 years, they progressed to senior management there. It was a great person, but how is it possible? I've seen them at work, nothing outstanding, same level as we all were.

Meanwhile, some genuinely talented individuals are still stuck in lead developer roles even to this day.

I’ve always known this, but it still gets to me. It’s very sad to scroll through LinkedIn and see posts from people bragging about their FAANG-level positions, knowing that only 50% of their success can be attributed to effort. The remaining 50%? Just... luck?

Share your own observations in the comments

Do you also feel that career progression depends 50% on Luck?

Relevent text that I believe sums up the article nicely:

*An instinctive understanding of risk allows for this wild randomness in ways that a statistical measure such as volatility cannot. That is especially true for options traders, who, if asked for a contract insuring against too extreme a move, will simply name a price high enough to dissuade the buyer. Investors, in other words, do not think Mr Trump’s presidency will be predictable. They think its unpredictability is unpriceable.*

Im curious if anyone else is considering sitting the next year or so out. I feel that many of the policies proposed by the incoming administration will break the market.

https://www.economist.com/finance-and-economics/2024/11/14/why-financial-markets-are-so-oddly-calm

Why Financial Markets are so oddly calm

Does anyone have any insight as to how it was getting health insurance prior to the ACA, either as an individual or small business? I’ve read a lot about it, but was a kid/ young adult and not really affected. For those who were self employed in the 90s and early 2000s, what was it like, particularly as a high earner? Was it still a major concern, or mostly just a manageable expense? Did any of you have preexisting conditions you had to deal with? 

Health insurance is my biggest concern for early retirement. I’m not there yet, but was hoping to pull the trigger within the next 5 years or so. Political views aside, the recent Dr Oz and RFK Jr appointments are objectively bonkers, and I suspect there will be a push to gut these programs. 

Mods can remove if felt not relevant. I am posting because it affects retirement planning, and affordability is different on this sub vs the average Redditor.

Anyone remember the pre- Affordable Care Act days

I’m a compulsive cooker outside of my day job – I’ve gone from occasionally hosting bbq popups to pizza popups, recently became fascinated by this new type of ‘creamery’ that are ice cream droppers.  
Through my experience hosting random popups here and there, I’ve had the chance to befriend the founder of Hotplate. There are kinds of popups, bakers, chefs on the platform – apparently more than 2000. So I got him to give me the scoop (no pun intended) and learned that their highest profit business category on the platform are these viral ice cream droppers.

I’ve had a chance to try a few of them and can admit they are damn good. Possibly the best ice cream I’ve ever had. But as I dug in further, I realized they’re actually this entire category of people who do this across the world.

I took notes on my call w the founder:

1. Build up a following on social media – a few of them started off reviewing ice cream first and gaining followers that way. Some of them had ‘naturally viral’ looking products, and blew up on tiktok after one drop.
2. They only do 1 flavor per week – this is ‘the drop’.
3. They keep their inventory low – some customers accuse them for artificial scarcity but they are usually limited by their production capacity. The nature of their business lends themselves to maxing out their production capabilities, so that really is their primary constraint.
4. They tease the upcoming flavor of the week on social media (IG/TikTok, etc)
5. The moment their drop goes live on hotplate, an SMS gets sent out to all of their subscribers. This is when everyone scrambles to go onto their site to add to cart. Most of them sell out in like 3 seconds, and I’m talking like 1-2000 pints. I’ve never had A to Z Creamery (cus I’m never in Minnesota), but if you have the chance to just experience a drop for yourself – it’s pretty incredible. People are on his Hotplate site’s chatroom leading up to it, and the moment it drops you just see the numbers of add to cart go up.
6. If you manage to score a pint, you will be asked to choose your pickup time and place, on certain pickup days that they’ve set. I guess this is convenient for them so they know exactly how many pints they need to pack for each day. If you’re just starting out, you can also just set 1 pickup day, and maybe like a super narrow time slot (say 2 hours), so you don’t have to stand there all day waiting for people.
7. rinse and repeat – those who don’t manage to score a pint are asked to subscribe to their SMS list on the hotplate site, so the next time they drop, they can be the first to get a text.

The droppers I’ve personally tried are Underground Creamery (so good), Superwitch (so good), and Betty Jo’s (also so good). The founder of hotplate was also kind enough to share an internal spreadsheet with all their ice cream droppers – can prob send this to you if you're interested. Honestly the founder was a super friendly guy who I learned a lot from.

I've been studying these 'ice cream droppers' that make 7 figures. I am super intrigued.

Hi all- I just came across Suno v4 released today and I was blown away by how good AI makes music now.

Now I am convinced AI is taking over the world. So curious, what are some crazy AI tools you all have discovered recently?

What are the craziest AI tools you discovered recently?

I'm currently a full stack, lead developer in the govcon world. Around 5 YoE with total comp around $180k and a clear path to $250k in a year or so.  Due to it being cleared work, I'm required to be onsite in the MD/VA area. 

In an ideal world, I'm working remotely (or hybrid) in PA/NJ making a similar amount to be closer to family while raising a child.

I haven't really explored the commercial job market since graduating back during COVID times. I know jobs fitting my requirements do exist (likely a tech company with a fully-remote culture), but they seem to be much more difficult to find compared to a few years ago. I wouldn't even be opposed to commuting into NYC on a limited basis. I'm happy to go back on the Leetcode grind, and since I'm content with my current situation, it's not a big deal if the job search takes a bit longer.  I *feel* like I'd be able to find something in the next 6ish months. 

However...my concern is a few years down the line.  I make a decent amount more than my spouse, and her income alone wouldn't be able to support us.  If I get laid off in the future, since my job would've been more-so a "unicorn" job, I'd worry I'd struggle to find another one in a timely manner.  I could probably find something similar comp-wise onsite in NYC, but we're reallllly not trying to live there long-term.

As long as I stay in the cleared industry, I'll never have to worry about my job.  I honestly don't know what it's like to have to worry about layoffs, so I'm not sure how much I should be valuing that aspect of it.  It's just that the MD/VA area isn't ideal for us long-term.

I know this sub skews a little more towards new grad/early career folks, and those who are struggling with finding jobs will typically be the loudest voices...but is it really as bad as this sub makes it seem? Would I be making a mistake giving up my clearance? There *has* to be a demand for good devs...right?

Is the state of the job market/tech industry overblown? Or would I be making a mistake?

To reiterate (and clarify) our no politics rule - we do not allow any discussion of specific politicians or other individuals in government except in the explicit context of *specific, actionable policy* that is far enough along to be more than theoretical. 
 
If you want to discuss individual members of the upcoming administration and what they may or may not do, you are welcome to do so - outside of this subreddit. Even if they have made general statements about their desire to enact policy that affects you or your finances. Once there is either a proposal that is being voted on by Congress - simple bills before a committee aren’t sufficient - or in the rule-making process otherwise, we will allow tailored discussion to that specific proposal. 
 
In particular, if you have a burning desire to post something along the lines of “Due to Hannibal Lecter being selected as head of the Department of Underwater Basketweaving, I am concerned I may be laid off. Here are my financial considerations for a potential layoff”, this **will** be removed, and you will be encouraged to repost missing the first clause. 

“I am concerned for a possible future layoff, etc” is acceptable. “I am concerned for a possible future layoff due to the appointment of Krusty the Clown to the Department of War” is not.

No Politics Rule Clarification

Why doesn’t everyone who has the opportunity just stay with their parents. What am I missing here 

28M, is it wrong to just stay at parents house indefinitely and live life and fire earlier then get your own place and struggle ?

Hey everyone,

I (28M) work in Sales and have done ok for myself. I bought a house in my mid-20s and live a nice life.

Currently, I work in insurance and the company has a program that waives your startup costs if you hit certain metrics within a year. My boss has offered to help me find financial backing to buy a retiring agent’s book if I can meet those metrics.

This feels like it could be an “aha” moment but I’ve also heard there’s a high failure rate in this business. Our most recent middle-management hire lost his own agency earlier this year.

I’d have to saddle on a decent amount of debt to make this a reality and am concerned that the market is too saturated. There’s 19 agencies under our company alone in our city and countless other companies with similar numbers.

Of course, I could try a completely different avenue but this is directly in front of me.

My questions for you are: 
1. When did you know you had the right opportunity? 
2. Looking back, what would you do differently?
3. What advice do you wish you had when you were about to make that jump?
4. What’s your favorite ice cream flavor?

Tl, Dr; I’m close to taking a big jump that could either be financially catastrophic or financially freeing. What advice would you have that you would have loved to have when you were in my boat?

People who’ve “made it:” What advice do you wish you had when you were “poor determined to become rich?”

I partnered with a cofounder and recently started a design agency. The work’s been great, and we’re getting off the ground but now it’s a bit overwhelming as we’re growing. Client work is at peak and we’ve realized that managing our shared inboxes is getting kinda messy. Emails are flying in from all directions, and we’re missing stuff in all this chaos. I am looking for a better way to keep track without stepping on each other's toes. We’ve already had an argument on this, and would prefer to resolve this ASAP

We're on a tight budget, so we're looking for low-cost or free solutions to manage our shared emails efficiently. Google gave a few suggestions but I want to know firsthand opinions of other entrepreneurs or managers. We’d really appreciate any tips, tools, or methods to stay on top of communications without major damage to our budget.

Thanks a ton in advance. 

started a new design agency with a cofounder- easiest way to manage shared inboxes?

I am single with no kids and practically have no debt. I have one credit card that I constantly pay off and my car is nearly also paid off.

I travel about twice a year in regards to “big trips”, which is about 2-3k. I am also pretty frugal, with my biggest constant purchases being around $150 per week in groceries and $35 for gas for the week.

My per diem is usually enough to pay for my groceries and rent with some left over, so after I’m left with just my salary which is 58k after taxes

Downside is that I don’t have any investments such as 401k, Roth IRA, stocks, crypto, HYSA, emergency fund, etc. so I’m open to any suggestions.

I would also love to hear out any other investment opportunities since I will most likely be able to max out my contributions consistently.

I would also like to hear what type of credit cards/ banks that you use, I would love to get points back for groceries, paying rent, and maybe being able to collect travel points.

Thanks

23 F just landed a job making 70k per year with $2,500 per diem, confused on what’s next.

Let's say someone has some US cash to invest. The equities market, gold, and crypto are all at or near record highs. Mortgage rates are high, so real estate might not be an option (though I suppose REITs could be).  

While the US equities market has pretty consistently been the best investment vehicle worldwide for 85 years, I am concerned the incoming US administration will screw something up badly and irrevocably - Japan tanked their economy in the 90s and never really recovered before they started falling off the demographic cliff, the UK Brexited themselves, and something on that scale or larger totally could happen here. 

What's cheap right now? 

Obviously to some extent the answer will depend on age, asset levels, financial goals, and risk tolerance, but I'm curious about what the general playing field looks like in this situation, is there an accepted strategy for what to do when everything is expensive, etc. 

Equities, gold, and crypto are all near record highs; what's cheap now if someone has US cash? Particularly if they want to diversify internationally. 

I've been working on a project for the last 3-4 weeks to deliver a big change to our app.

Everything was good to go. I had designs done, a technical requirement spec, that I wrote up. I got sign off for it, etc.

I was about to start the implementation where I put things behind a feature toggle and he basically said "Oh btw, make sure it supports feature X"

Well it turns out feature X is super complicated to implement.  I've been working on it for 3-4 days now and I'm sort of painted into a corner here.

It turns out it might have been THE MOST complicated feature in the whole project.

Normally when I design things I write up a TRD (technical requirements doc) and then front load anything complicated so that I can make sure we're not trying to do the impossible and that I can predict timelines properly.

This totally nukes me though.

I talked to him today and I basically have the rest of tomorrow to finish up the implementation and if that doesn't work he wants me to work on 2 completely different projects then resume this in January.

If we don't implement this we lost 3-4 weeks of dev time and I'm almost certainly going to forget all the technical details of this work when I go to resume it in January.

I can't help but think this still reflects poorly on me as I could tell he was frustrated on the phone just now.

However, it's totally NOT my fault. I tracked ALL the technical requirements in this project properly, had everything written down, everything was auditable and no one gave me feedback on this issue until now.

I wanted to knock this out of the park and really crush it here but now I'm kind of screwed.

What do you do when your boss dumps a new feature on you and it opens a huge pandoras box and now you're "in trouble".

Hi to cloud engineers,

Do you guys do any development?
Is it networking heavy?
How's the pay?
Basically what do y'all do?

What does a Cloud Engineer do these days?

#559: An anonymous caller, whom we name “Samantha,” and her husband are financially strained and feeling torn. Shortly after purchasing two rental properties, their income dropped dramatically. Should they sell?  Tina is a full-time environmentalist. She’s worried that her index funds don’t align with her values on sustainability. Is there a world where she can be a savvy investor and fight climate change?  Another anonymous caller, whom we name “Sarah,” is excited and uncertain about her growing business. Should she hold steady or invest more resources into it? And how does she know if she’s making the right call?  Former financial planner Joe Saul-Sehy and I tackle these three questions in today’s episode. Enjoy!  P.S. Got a question? Leave it at https://affordanything.com/voicemail.  For more information, visit the show notes at https://affordanything.com/episode559  The Efficient Frontier: Join Joe for an exclusive live session all about the efficient frontier (aka the secret sauce of smarter investing). This 90 minute online event is Thursday November 21st at 8pm ET / 5pm Pacific. Head on over to http://stackingbenjamins.com/efficient to grab your spot. Learn more about your ad choices. Visit podcastchoices.com/adchoices

#559: An anonymous caller, whom we name “Samantha,” and her husband are financially strained and feeling torn. Shortly after purchasing two rental properties, their income dropped dramatically. Should they sell? Tina is a full-time environmentalist. She’s worried that her index funds don’t align with her values on sustainability. Is there a world where she can be a savvy investor and fight climate change? Another anonymous caller, whom we name “Sarah,” is excited and uncertain about her growing business. Should she hold steady or invest more resources into it? And how does she know if she’s making the right call? Former financial planner Joe Saul-Sehy and I tackle these three questions in today’s episode.Enjoy! P.S. Got a question? Leave it at <a href="https://affordanything.com/voicemail" rel="nofollow">https://affordanything.com/voicemail</a>. For more information, visit the show notes at <a href="https://affordanything.com/episode559" rel="nofollow">https://affordanything.com/episode559</a> The Efficient Frontier:Join Joe for an exclusive live session all about the efficient frontier (aka the secret sauce of smarter investing). This 90 minute online event is Thursday November 21st at 8pm ET / 5pm Pacific. Head on over to http://stackingbenjamins.com/efficient to grab your spot. Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices" rel="nofollow">podcastchoices.com/adchoices</a>

Q&A: Should We Ditch Rental Properties Entirely?

Quint and Allie talk about pensions and how to plan for them.

Quint and Allie talk about pensions and how to plan for them.

Pension in Retirement

In this episode of The Rich Dad Radio Show, host Robert Kiyosaki discusses the implications of quantitative easing and the ongoing money printing with guest John Adams, Chief Economist at As Good As Gold Australia. The conversation delves into the debt bubbles in Australia, the economic similarities with the U.S., and potential investment strategies involving gold, silver, and cryptocurrencies. John Adams shares insights from his diverse career in economics and offers a comparative analysis of economic policies in Australia and the U.S. 00:00 Introduction: Gold, Silver, or Crypto?02:32 Australia's Economic Landscape07:03 Comparing Global Economies: Australia, USA, and New Zealand11:42 The Role of Gold and Silver in Economic Stability23:57 Cryptocurrency: Risks and Realities27:12 Australia's Relationship with China28:04 Conclusion and Contact Information------Please read carefully.This is not financial advice.You may be asking, “what does that mean?”Let me explain…Do not just do what I, my team, or my guest says. That would be stupid and irresponsible. Take the education, then use your own brain and make your own decisions.YOU must take responsibility for your future and your success. That is why you are here. Neither I, or my team, or my guests, know your risk levels, prior education, emotional maturity, or how much money you can afford to lose. We are only telling you what we believe to be smart moves. But you must decide for yourself. There are NEVER guarantees. Also understand that we are REAL teachers. We practice what we preach. With that in mind we often invest in the very projects that may be mentioned on this show. While it is never our intent, we could possibly profit from others investing in our recommendations.Take the education we provide but then determine your own actions. If it does not make sense to you, get more education before you invest. We will continue to provide education and there will always be more opportunities.

In this episode of The Rich Dad Radio Show, host Robert Kiyosaki discusses the implications of quantitative easing and the ongoing money printing with guest John Adams, Chief Economist at As Good As Gold Australia. The conversation delves into the debt bubbles in Australia, the economic similarities with the U.S., and potential investment strategies involving gold, silver, and cryptocurrencies. John Adams shares insights from his diverse career in economics and offers a comparative analysis of economic policies in Australia and the U.S.  00:00 Introduction: Gold, Silver, or Crypto? 02:32 Australia&#39;s Economic Landscape 07:03 Comparing Global Economies: Australia, USA, and New Zealand 11:42 The Role of Gold and Silver in Economic Stability 23:57 Cryptocurrency: Risks and Realities 27:12 Australia&#39;s Relationship with China 28:04 Conclusion and Contact Information ------ Please read carefully. This is not financial advice. You may be asking, “what does that mean?” Let me explain… Do not just do what I, my team, or my guest says. That would be stupid and irresponsible. Take the education, then use your own brain and make your own decisions. YOU must take responsibility for your future and your success. That is why you are here. Neither I, or my team, or my guests, know your risk levels, prior education, emotional maturity, or how much money you can afford to lose.  We are only telling you what we believe to be smart moves. But you must decide for yourself. There are NEVER guarantees.  Also understand that we are REAL teachers. We practice what we preach. With that in mind we often invest in the very projects that may be mentioned on this show. While it is never our intent, we could possibly profit from others investing in our recommendations. Take the education we provide but then determine your own actions. If it does not make sense to you, get more education before you invest. We will continue to provide education and there will always be more opportunities.

Gold, Silver, or Crypto: Navigating Quantitative Easing with Economist John Adams

#839 The best marketers focus on doing one or two things really well. Essentially, they take simple strategies seriously over a long enough time to see massive results. So how do we select the best tactics and do less to have a bigger impact? In this episode, I sit down with self-made entrepreneur, best-selling author, and marketing master Allan Dib. We discuss the top lessons from his incredible book, The 1-Page Marketing Plan, and get a peek at Allan's newest release, Lean Marketing. This powerful chat will change how you promote your brand. Allan will help you pare down your bloated marketing plan and zero in on the most effective strategies. We break down how to identify your ideal audience, craft a message that resonates, and select the right platform for your message. Also, tune in to hear Allan's four value levers, the secret ingredients that make your products and services irresistible! Show notes and more at https://SmartPassiveIncome.com/session839.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

#839 The best marketers focus on doing one or two things really well. Essentially, they take simple strategies seriously over a long enough time to see massive results. So how do we select the best tactics and do less to have a bigger impact? In this episode, I sit down with self-made entrepreneur, best-selling author, and marketing master Allan Dib. We discuss the top lessons from his incredible book, The 1-Page Marketing Plan, and get a peek at Allan&#39;s newest release, Lean Marketing. This powerful chat will change how you promote your brand. Allan will help you pare down your bloated marketing plan and zero in on the most effective strategies. We break down how to identify your ideal audience, craft a message that resonates, and select the right platform for your message. Also, tune in to hear Allan&#39;s four value levers, the secret ingredients that make your products and services irresistible! Show notes and more at https://<a href="https://www.smartpassiveincome.com/session839" rel="nofollow">SmartPassiveIncome.com/session839</a>.See Privacy Policy at <a href="https://art19.com/privacy" rel="nofollow">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="nofollow">https://art19.com/privacy#do-not-sell-my-info</a>.

SPI 839: Less Marketing for More Profit with Allan Dib

"I would love to hear the money guys talk about starting a business and what the boiling point is to set up an official LLC, give similar FOO advice for business financials, etc."    We'll walk you through that question and more in today's Q&A episode! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.

&#34;I would love to hear the money guys talk about starting a business and what the boiling point is to set up an official LLC, give similar FOO advice for business financials, etc.&#34; We&#39;ll walk you through that question and more in today&#39;s Q&amp;A episode! <a href="https://bit.ly/3mB2p69" rel="nofollow">Jump start your journey with our FREE financial resources</a> <a href="https://bit.ly/3mxuhIt" rel="nofollow">Reach your goals faster with our products</a> <a href="https://bit.ly/2Y4TqQJ" rel="nofollow">Take the relationship to the next level: become a client</a> <a href="https://bit.ly/3gxyUOH" rel="nofollow">Subscribe on YouTube for early access and go beyond the podcast</a> Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.

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